Specialist Business Finance
The funding solution FC develops depends on many factors including the current ownership and financial structure of the client, the type of business carried on, the trading history (if any), the assets base and the amount of money required. It is vitally important to consider future financing requirements as well as immediate needs. Any funding structure must be sufficiently flexible to support growth or unexpected developments. Alternatively, there must be scope to replace the funding structure with a new one when required without incurring prohibitive costs.
In addition to traditional venture capital and structured bank lending, FC is able to assist with:
- Private investor capital.
- Leasing and hire purchase.
- Invoice finance.
- Specialist stock finance, trade discounting and letters of credit.
- Government investment, loans and loan guarantee schemes.
Finance and Commercial Support for Property Development and Investment
FC operates in most business sectors using broadly the same approach. We and our predecessor firms have been particularly successful in taking some of the techniques we have developed for raising finance for manufacturing and service companies and applying them in the property sector, which is not a traditional market for corporate financiers. We specialise in raising structured debt packages for property development and investment, including commercial, residential and hotels. When market conditions allow, the funding solution may include high loan-to-value-ratios and/or interest-only loan facilities in situations where returns and cash flow can be shown to support such financing.
In some cases we join property development schemes as a financial and commercial partner, arranging all the necessary financing and looking after a range of commercial and administrative matters in return for a share of the development profit.